How to interpret insura...

Vitalsigns says that “ratings have become one of the most important pieces of information about an insurance company. They provide a reference to judge the financial health of a company, and a way to compare one company to another.” One problem is that insurers don’t use...

Disability Insurance is...

You need disability insurance if you are depending upon your earned income to pay your bills.  The truth is that we are more fragile than we realize.   I have seen more than a few people get run into by a drunk driver and be able to work for months or longer; guess what?  Most drunk...

The shift is on !...

We are now entering into a huge era of change prophesied by the Mayans and many others.  We are witnessing and giving birth to a new age; just like the birth process itself there is great pain and great joy at the same time.  There are now and will continue to  be huge crises that we...